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Flexible Lending When Banks Say No

Some opportunities don’t fit the rigid policies of a major bank. When you need a fast settlement, have complex income, or past credit issues, our panel of private and specialist lenders can move quickly with tailored solutions.

When Private Lending Makes Sense

  • Settle in 48-72 hours for auctions or urgent purchases.
  • Support complex or self-employed income that banks can’t policy-fit.
  • Work around credit history issues such as defaults or arrears.
  • Bridge the gap when buying before selling.
  • Unlock equity via second mortgages or caveat loans for business use.

Our Specialist Solutions

Structured lending designed for speed, flexibility, and unique scenarios:

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Second Mortgages
Release equity without refinancing your first mortgage—ideal for business cash flow or investment opportunities.
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Caveat Loans
Fast business funding secured by a caveat, often settling within 48-72 hours with minimal paperwork.
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Bad Credit / Non-Conforming Loans
Rebuild home ownership with lenders who focus on your future rather than past credit hurdles.
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Development Exit Loans
Refinance completed developments to pay out construction finance and hold or release equity.
FREQUENTLY ASKED QUESTIONS

Got Any Questions?

Need fast, flexible finance?

When time or bank policy is working against you, we’ll connect you to trusted private and non-bank funders.

Disclaimer: All information provided is general in nature and does not constitute personal financial advice. Your full financial situation would need to be assessed. Lending criteria, fees, and charges apply. Please view our Privacy Policy and Credit Guide.