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Asset & Equipment Finance

Cash flow is the lifeblood of your business. Asset finance lets you acquire vehicles, equipment, and tools without tying up working capital. As specialist brokers, HSD Finance compares dozens of lenders to deliver fast, flexible approvals.

What is Asset Finance?

Asset finance is a business lending solution that helps you purchase or lease a physical asset. The loan is secured against the asset itself, so approvals are faster and typically require less additional security than a traditional business loan. Structures can be tailored to match your cash flow, GST position, and depreciation goals.

Finance Solutions We Offer

We help you choose the structure that aligns with your cash flow and tax strategy:

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Chattel Mortgage
Own the asset from day one while the lender holds a mortgage. Registered businesses can claim GST on the purchase price upfront.
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Finance Lease
Rent the asset for a fixed term with the option to pay the residual and take ownership or simply hand it back.
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Hire Purchase
Make fixed repayments and automatically take ownership when the final instalment is paid.

What Assets Can You Finance?

If it keeps your business running, we can usually fund it:

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Vehicles
Cars, utes, vans, and trucks for sales teams, tradies, and logistics.
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Heavy Equipment
Excavators, forklifts, cranes, and other construction machinery.
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Manufacturing & Medical
CNC machines, printers, diagnostic tools, and dental chairs.
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Hospitality & Office
Cafe fit-outs, IT hardware, and office furniture or technology.
FREQUENTLY ASKED QUESTIONS

Got Any Questions?

Get the gear you need, faster.

Request a no-obligation quote for your next business asset. Our team can often secure approval within 24-48 hours.

Disclaimer: All information provided is general in nature. We do not provide tax advice; please speak to your accountant about the tax implications of each finance structure. Lending criteria, fees, and charges apply. Please view our Privacy Policy and Credit Guide.