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Home Loans for the Self-Employed

Being self-employed shouldn’t stop you from buying property. Low-doc (alt-doc) loans offer flexible solutions for business owners, sole traders, and freelancers without traditional PAYG documents or up-to-date tax returns. We work with specialist lenders who can use alternative income evidence to secure your finance.

Accepted Income Evidence

Instead of full financials, we can validate your income using alternative documentation:

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BAS Statements
Provide your last 6-12 months of lodged Business Activity Statements.
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Accountant's Letter
A declaration from your accountant verifying your business income.
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Business Bank Statements
6-12 months of trading account statements showing consistent cash flow.

Low-Doc Loan Benefits

  • Flexibility: Ideal for new businesses or those with fluctuating income.
  • LVRs: Borrow up to 90% of the property value with select lenders.
  • New ABNs: Some alt-doc policies accept ABNs registered for as little as 12 months.
FREQUENTLY ASKED QUESTIONS

Got Any Questions?

Own property on your terms.

You've built your business—now let's build your property portfolio. Explore the right low-doc option with a specialist broker.

Disclaimer: All information provided is general in nature and does not constitute personal financial advice. Your full financial situation would need to be assessed. Lending criteria, fees, and charges apply. Please view our Privacy Policy and Credit Guide.