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Home Loans for Medical & Legal Professionals

If you’re a highly qualified professional, lenders view you as a low-risk borrower. HSD Finance specialises in medico, legal, and accounting packages that waive Lenders Mortgage Insurance (LMI) and unlock exclusive policies.

The Key Benefit: Waived Lenders Mortgage Insurance (LMI)

Normally, borrowers pay LMI when lending more than 80% of a property’s value. Eligible professionals can borrow up to 90% or 95% without paying any LMI—saving tens of thousands of dollars and helping you buy sooner.

  • Enter the market earlier with a smaller deposit.
  • Save $20,000 – $50,000+ in upfront LMI charges.
  • Keep capital available for stamp duty, furnishings, or investment plans.

Who We Help

We tailor specialist policies for a wide range of professions:

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Doctors & Medical Specialists
GPs, surgeons, anaesthetists and more.
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Dentists & Orthodontists
Dental professionals purchasing or refinancing homes.
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Lawyers & Accountants
Solicitors, partners, judges, finance executives and accountants.

We Also Fund Your Practice

Beyond home loans, leverage professional packages to power your business:

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Practice Purchase Loans
Finance to buy into or acquire a clinic outright.
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Fit-Out & Equipment Finance
Cover the cost of clinic fit-outs, dental chairs, medical equipment and IT.
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Commercial Property Loans
Purchase your clinic or office premises — even via your SMSF.
FREQUENTLY ASKED QUESTIONS

Got Any Questions?

Let’s secure the loan your profession deserves.

Book a confidential chat to confirm your eligibility for an LMI waiver or professional package.

Disclaimer: All information provided is general in nature. Eligibility for LMI waivers and professional packages is subject to lender criteria, income, and profession. Lending criteria apply. Please view our Privacy Policy and Credit Guide.