First Home Buyer Loans | Helping You Get Into Your First Home

Your First Home Starts Here

Owning your first home is a major milestone, but it can feel overwhelming. At HSD Finance, we specialise in guiding first home buyers through every step, from saving your deposit to settlement day. We make the process simple, clear, and achievable.

How We Help First Home Buyers

Our job is to remove the stress and confusion. We'll:

Clear Explanation: Clearly explain your borrowing power and deposit options.
Find the Right Lenders: Find lenders with policies for low deposits or gifted funds.
Government Scheme Guidance: Guide you through all eligible government schemes and grants.
Manage Paperwork: Manage all the lender paperwork so your approval is smooth and fast.

Government Schemes & Grants

You may be eligible for programs designed to help you buy sooner. We'll check your eligibility for all of them:

First Home Guarantee (FHG): Buy with as little as a 5% deposit and avoid LMI.
Family Home Guarantee: For single parents with dependents, buy with as little as a 2% deposit.
First Home Super Saver Scheme (FHSSS): Use your super to save for a deposit faster.
Stamp Duty Exemptions: In NSW, you may be eligible for a full or partial stamp duty concession.

FREQUENTLY ASKED QUESTIONS

Got Any Questions?

🎯 Ready to buy your first home?

Let's build a plan. Book a free consultation with our first home buyer specialists.

Calculate Your Borrowing Power

Disclaimer: All information provided is general in nature and does not constitute personal financial advice. Your full financial situation would need to be assessed. Lending criteria, fees, and charges apply. Please view our Privacy Policy and Credit Guide.