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Smooth the Gap Between Buying and Selling

In a competitive property market, you often need to buy your new home before you've sold your current one. Timing it perfectly is stressful. A bridging loan is a short-term finance solution that "bridges the gap," letting you secure your next property first without the rush.

How Bridging Finance Works

A bridging loan covers the purchase price of your new home while you wait for your existing property to sell.

  • Loan Term: They are typically short-term, around 6 to 12 months.
  • Repayments: You usually pay interest-only during the bridging period.
  • Exit Strategy: The loan is repaid in full once your existing home sells and settles.

For example, the lender calculates your "peak debt" (your current loan + the new loan) and gives you a set period to sell your old home.

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🔑 Buy first, sell later, stress-free.

Found your dream home? Let's talk about securing it with a bridging loan.

Disclaimer: All information provided is general in nature and does not constitute personal financial advice. Your full financial situation would need to be assessed. Lending criteria, fees, and charges apply. Please view our Privacy Policy and Credit Guide.