Life happens. A past financial mistake, business setback, or period of hardship shouldn’t stop you from owning a home. If the bank said no, we work with specialist non-conforming lenders who see things differently.
Tailored solutions for complex credit history:
Non-conforming loans are specialist lending solutions for borrowers outside bank criteria. Rates are higher to reflect the risk, but the goal isn’t to stay in this loan forever. It’s a powerful tool to help you re-enter the market or solve an urgent financial challenge.
After 12-24 months of perfect repayments, we can work on refinancing you back to a mainstream lender at a much sharper rate.
Your credit history is your past, not your future. Let’s discuss your scenario and build a plan that gets you moving forward.
Disclaimer: All information provided is general in nature and does not constitute personal financial advice. Your full financial situation would need to be assessed. Lending criteria, fees, and charges apply. Specialist non-conforming loans have higher interest rates and fees. Please view our Privacy Policy and Credit Guide.