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Smarter Home Loans for Medical Professionals

As a doctor or medical specialist, lenders compete for your business with exclusive policies. HSD Finance helps you secure 95% no-LMI packages, sharper rates, and structures that suit your income.

Who We Help

We work with medical professionals registered with AHPRA, including:

  • General Practitioners (GPs)
  • Surgeons, Anaesthetists, Radiologists, Psychiatrists
  • Specialist Physicians
  • Hospital doctors – interns, residents, registrars

Key Benefits for Doctors

Exclusive advantages available to eligible medical professionals:

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Waived LMI up to 95% LVR
Borrow up to 95% (and in some cases 100%) and pay zero Lenders Mortgage Insurance, saving tens of thousands of dollars.
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Discounted Rates
Access professional packages with lower interest rates and reduced fees.
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Income Flexibility
We work with lenders who understand PAYG, locum, and practice income—often accepting shorter trading histories.
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Higher Borrowing Power
Favourable income assessment policies mean you can often borrow more to secure the properties you want.

Beyond Home Loans

Comprehensive finance solutions for every stage of your medical career:

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Practice Purchase Loans
Buy into a partnership or acquire a clinic outright.
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Commercial Property
Purchase your medical suites or rooms.
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Asset Finance
Fund medical equipment, fit-outs, and vehicles.
FREQUENTLY ASKED QUESTIONS

Got Any Questions?

Let’s secure the loan your profession deserves.

Book a confidential chat to see how much you can save with a medico loan.

Disclaimer: All information provided is general in nature. Eligibility for LMI waivers and professional packages is subject to lender criteria, income, and profession. Lending criteria apply. Please view our Privacy Policy and Credit Guide.