Frequently asked questions

How much can I borrow?

Under normal circumstances, small business owners can borrow from $5,000 to $250,000; however, it is possible to borrow up to $1,000,000 provided that the business has fulfilled certain criteria. Every lender has different measurements and criteria to determine the borrowing power of a business. Therefore, HSD Finance comes to a place, we will learn and understand your business and negotiate with 30+ lenders to find you the best plan.

What do I need to apply for a business loan?

As your mortgage broker, we will learn about your business need and plan to determine the best plan.

Lenders will typically consider the business plan, cash flow projections, the credit history of business and/or owner, details of security and financial position.

Lenders vary in what specific documents that customer needs to provide, which troubles small business owners as it can be a time-consuming the process to prepare different documents and compare across various plans. That's why HSD Finance can save your time as we negotiate smartly with 30+ lenders to offer the most suitable loan to you.

Is it possible for the first-time business owner to apply?

We understand first-time business owner will need to raise capital to implement the idea, and we are here to assist your dream comes true.

There are products in the market that allows new business to raise capital, lenders typically required the owner's credit history and/or security. HSD Finance will assist in you to obtain a comfortable business loan plan so you can be financially hassle-free and focus on what really matters. Let us finance your dream.


There are various categories of business loans available in the market, therefore it is vital to make the right choice towards getting the approval faster with the best maximum amount possible for your business.


Small business owners normally borrow from $5,000 to $250,000; however, it is possible to borrow up to $1,000,000.

Covid-19 Support

For business affected by the pandemic, we feel you. There have been tremendous interests in financial advice for business owners in order to sustain in these tough times.


Major lenders have provided unsecured business loans with competitive rates, repayment deferral. The government extended an instant asset write-off period and provide a 50% guarantee on new business loans. As a trusted mortgage broker, we will comprehend your situation and business needs, then propose the most optimal plan for you and your business.



Let Us Know Your Thought To See What We Can Do For You.